Letters written by a debtor

Editorially verified for the Oct 10, 2026

18 Across

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A short handwritten note recording that money is owed.

Clue explained

An IOU is a brief written acknowledgment of a debt, named for the phrase “I owe you.” A debtor might write one to record a borrowed sum and promise to repay it; it’s informal, not the same as a detailed loan contract.

Clue type:
Abbreviation

NYT Midi Crossword

This clue's Saturday, October 10, 2026 appearance

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Or reveal one clue at a time with the Hint and Answer buttons below.

Across

  1. 1Undergarment supporter
  2. 4"Same for me!"
  3. 9Fashion designer Claiborne
  4. 10Christopher who directed "The Odyssey"
  5. 11Post-credits scene, perhaps
  6. 13Consider (to be)
  7. 14Dating profile blurb
  8. 15Magician in a straitjacket and handcuffs, maybe
  9. 18Letters written by a debtor
  10. 19Person who needs to always be in charge
  11. 25Q: What's more dangerous than being with a fool? A: Fooling with a ___!
  12. 26Thin and graceful
  13. 27Bill Clinton's instrument
  14. 28Indian restaurant basketful

Down

  1. 1Piece of grass
  2. 2Agitates, with "up"
  3. 3Ancient resident of Tenochtitlán
  4. 4Novelist Patchett
  5. 5Landscaper's supply
  6. 6Suspect's story
  7. 7Nail salon treatments, casually
  8. 8Gold block at Fort Knox
  9. 12Alternative to a Slack message
  10. 16"o.m.g. i'm dead."
  11. 17Shroud of ___ (venerated cloth)
  12. 19"Survivor" network
  13. 20Beverage that may accompany jam and bread
  14. 21Tyrannosaurus ___
  15. 22Airport flight posting, for short
  16. 23Light bulb moment exclamation
  17. 24Comedian Jeong

The answer to “Letters written by a debtor” in the New York Times Midi crossword is IOU — a 3-letter word. It most recently appeared in the New York Times Midi crossword on October 10, 2026 at 18-Across. Below you'll find why that fill fits, every other answer we've recorded for this clue, and links into the puzzle it came from.

“Letters written by a debtor” answer

IOU (3 letters)

Use the reveal tiles above to uncover the solution one letter at a time if you'd rather nudge yourself toward it than see the whole word at once. Prefer the full answer straight away? It's IOU.

When else has “Letters written by a debtor” appeared?

New York Times Midi reuses clues across dates, sometimes with a different answer depending on the grid. Here's where this exact clue has shown up, and what the answer was each time — handy when you're checking whether today's fill is the only one.

October 10, 2026 (most recent) → IOU. We haven't indexed another appearance of this exact clue yet.

Frequently asked questions

What is the answer to “Letters written by a debtor”?

The answer is IOU, a 3-letter word. It most recently appeared in the New York Times Midi crossword on October 10, 2026.

How many letters is the answer to “Letters written by a debtor”?

3 letters: IOU.

When did this clue appear?

Most recently in the New York Times Midi crossword on October 10, 2026, at 18-Across.

Can “Letters written by a debtor” have a different answer?

Yes — New York Times Midi sometimes reuses a clue with a different solution to fit the grid. The answers we've recorded for each date it appeared are listed above when available.

Where can I find the rest of today's NYT Midi answers?

Every clue and answer from that day's puzzle is linked above, and the full grid is on the NYT Midi answers page.

New York Times Midi Crossword is published by The New York Times; WordHint is an independent site and is not affiliated with or endorsed by the publisher.

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